Which of the following disclosures is NOT required under RESPA?

The correct choice emphasizes that the Good Faith Estimate (GFE) is no longer a required disclosure under the Real Estate Settlement Procedures Act (RESPA) due to changes introduced by the Dodd-Frank Wall Street Reform and Consumer Protection Act. The GFE has been replaced by the Loan Estimate (LE), which consolidates the information previously included in the GFE and the initial Truth-in-Lending disclosure.

Understanding this change is crucial because it reflects shifting regulations aimed at improving transparency for borrowers during the mortgage process. Both the Settlement Cost Booklet and Notice of Transfer are required disclosures under RESPA, serving important roles in educating consumers about settlement services and notifying them of changes in loan servicing, respectively.

This context reinforces the importance of staying updated on regulatory requirements in the real estate and mortgage industry, ensuring compliance with current laws while providing accurate information to clients.